There may be funding options available to you when buying our walk in tubs.
Please contact us for information on these options or review the programs below.
Or call us toll free at 1-800-330-3317.
USDA - Rural Development Housing & Community Facilities Programs
The Single-Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.
Home Repair Loan and Grant Program (Section 504)
For very low income families who own homes in need of repair, the Home Repair Loan and Grant Program offers loans and grants for renovation. The Home Repair Program also provides funds to make a home accessible to someone with disabilities.
Money may be provided, for example, to repair a leaking roof; to replace a wood stove with central heating; to construct a front-door ramp for someone using a wheelchair; or to replace an outhouse and pump with running water, a bathroom, and a waste disposal system.
Homeowners 62 years and older are eligible for home improvement grants. Other low income families and individuals receive loans at a 1% interest rate directly from HCFP.
Rural Housing Repair and Rehabilitation Loans
Rural Housing Repair and Rehabilitation Loans are loans funded directly by the Government. These loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards. This loan is a 1% loan that may be repaid over a 20-year period.
Purpose: The Very Low-Income Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.
Eligibility: To obtain a loan, homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income. They must need to make repairs and improvements to make the dwelling more safe and sanitary or to remove health and safety hazards. Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan.
Terms: Loans of up to $20,000 and grants of up to $7,500 are available. Loans are for up to 20 years at 1 percent interest. A real estate mortgage and full title services are required for loans of $7,500 or more. Grants may be recaptured if the property is sold in less than 3 years. Grant funds may be used only to pay for repairs and improvements resulting in the removal of health and safety hazards. A grant/loan combination is made if the applicant can repay part of the cost. Loans and grants can be combined for up to $27,500 in assistance.
Standards: Repaired properties do not need to meet other HCFP code requirements, but the installation of water and waste systems and related fixtures must meet local health department requirements. Water supply and sewage disposal systems should normally meet HCFP requirements. Not all the health and safety hazards in a home must be removed with Section 504 funds, provided that major health and safety hazards are removed. All work must meet local codes and standards.
Approval: Rural Development should make a decision on a complete application within 30 to 60 days.
If you have questions about Housing and Community Facilities Programs program delivery, or wish to apply for a particular HCFP program, please contact the Rural Development office in your state.
Find your Local Rural Development Office
The main Housing and Community Facilities Programs address is:
Housing and Community Facilities Programs National Office
U.S. Department of Agriculture
Room 5037, South Building
14th Street and Independence Avenue, S.W.
Washington, D.C. 20250
Telephone: 202-720-4323
Centralized Servicing Center:
1520 Market Street
St. Louis, Missouri 63103
Telephone: 800-414-1226
US Department of Housing and Urban Development
Home Equity Conversion Mortgages (HECM)
(http://www.hud.gov/offices/hsg/sfh/hecm/hecmabou.cfm)
Contact your Local HUD Councellor here
(http://www.hud.gov/offices/hsg/sfh/hecm/hecmlist.cfm)
The National Home Modification Action Coalition
The Center offers a vision for the future as well as practical strategies and materials for policymakers, practitioners, consumers, manufacturers, suppliers, and researchers.
Our five goals are to:
- promote aging in place for frail elderly and persons aging with a disability;
- increase the ability of states, communities, the private sector and service providers to integrate supportive housing and home modifications within existing housing, health and social service systems;
- maximize single family and multi-unit housing as a long-term care resource;
- equip families and individuals with the knowledge to plan for their housing, health and supportive service needs; and
- to influence developers and contractors to build accessible and supportive housing that promotes healthy, independent living as well as community-based care systems, housing programs, and health services organizations.
National Home Modification Action Coalition
National Directory of Home Modification Resources
The above link will provide you with home modification services and products available to you in your state. The link also provides contact information for these services and possible funding opportunities for walk in tubs.
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